investing

  • How will marketplace lending become a mainstream investment asset class? Crunch Network

    How will marketplace lending become a mainstream investment asset class?

    A friend who recently started his own business couldn’t obtain a mortgage from three banks. I suggested he try marketplace lending platforms like SoFi to take advantage of the ongoing innovation in fintech. However, SoFi turned him down, as well, because it abides by the same underwriting rules as traditional banks. Like the banks, SoFi sells their mortgage loans to Fannie Mae. Read More

  • The technology-driven transformation of wealth management Crunch Network

    The technology-driven transformation of wealth management

    In today’s digital world, everyday functions such as making dinner reservations or hailing a taxi are done at the touch of a button. Similarly, other, more complex and esoteric functions, such as wealth management, are also moving toward automation. This evolution is enabled by the creation of state-of-the-art software, which has helped make wealth management more consumer-friendly… Read More

  • Former Citigroup CFO Sallie Krawcheck launches Ellevest, a digital investment platform for women

    Former Citigroup CFO Sallie Krawcheck launches Ellevest, a digital investment platform for women

    Former Citigroup CFO Sallie Krawcheck launched her anticipated new startup, a digital investment platform for women called Ellevest, this morning from the TechCrunch Disrupt NY 2016 conference’s stage. Krawcheck is not your typical startup founder, which makes her entry in the investing space particularly interesting. Prior to Ellevest, she was the president of Global Wealth and… Read More

  • Betterment and Robinhood clash on how to disrupt investing

    Betterment and Robinhood clash on how to disrupt investing

    What does the future of the financial services industry look like? The founders of two startups with two very different answers to that question took the stage at the TechCrunch Disrupt NY 2016 conference this morning to discuss how they’re planning to disrupt traditional brokerages. Read More

  • PayPal leads $30 million round in Acorns investing app

    PayPal leads $30 million round in Acorns investing app

    Acorns, the investing app, is announcing a $30 million strategic investment from PayPal, with participation from the Rakuten FinTech Fund. This brings the team’s total funding to $62 million. With 850,000 investment accounts, Acorns works by rounding up purchases and investing the remainder. In other words, if you buy a latte for $3.99, that penny will go into an ETF. Users trust Acorns… Read More

  • New law changes the liquidity game for tech company founders, workers and investors Crunch Network

    New law changes the liquidity game for tech company founders, workers and investors

    Late last year, Congress passed legislation that substantially improved the legal landscape for startups, early-stage companies and the stakeholders in the ecosystem. You might have read about, for example, Congress making permanent the 100 percent tax exclusion for sales of qualified small business stock held for more than five years (up to $10 million). This is great news for company… Read More

  • When capital prefers venture over public markets Crunch Network

    When capital prefers venture over public markets

    Market movements in the technology sector — particularly in SaaS tech companies — are causing a stir among investors. It’s always a challenge to estimate valuation ranges for publicly traded companies because these calculations require assumptions of growth. Investors are trying to draw parallels between publicly traded companies and private venture-funded companies, but a… Read More

  • Managing Your Startup In 2016: New Rules For A New Environment Crunch Network

    Managing Your Startup In 2016: New Rules For A New Environment

    It’s a new environment for startups in 2016. Financing will get harder. Valuation inflation will dissipate. Profitability will be in vogue again. And old-fashioned business fundamentals will balance out the disruption frenzy of the past five years. Given the new investment climate, what’s an entrepreneur to do? To answer that, let’s first examine the factors behind… Read More

  • Will the Bubble Burst? Ask Your Cabbie Crunch Network

    Will the Bubble Burst? Ask Your Cabbie

    There are too many headlines and articles about bubbles, market crashes, negative interest rates and venture-backed unicorns. Why write one more? Because I believe there is a much more pragmatic way to evaluate what you are reading from all the “experts.” Experts armed with mountains of data and statistical analysis predict the stock market is going to crash, while at the same… Read More