Even though anonymity is still a hot topic and sought after in the online world, times have changed.
Blockchain technology is set to have a profound impact on a wide variety of industries, ranging from capital markets to the music business. While some use cases may seem obvious, the technology is st
As global poverty continues to decline, another issue emerges: According to the World Economic Forum, rising income inequality and the polarization of societies pose a risk to the global economy, and
The idea of a cashless society is one of the topics that stirs up a heated debate when it comes to the digitalization of banking and society. While the anonymity of cash acts as an enabler for the ill
Early in December, Facebook finally unveiled their newly acquired licenses for e-money and payment services out of Ireland. The rumors of Facebook entering the payment space in Europe have been going
While many of the ideas of transhumanism are noble, the field is accused of sharing traits with eugenics. I can't answer the many ethical, moral and existential questions raised by transhumanism. All
Technology alone is not the answer, but the promise of blockchain could act as an enabler for a decentralized global identity database, where the people owned their own identity and no single governme
The potential for chat apps in financial services is by no means limited to social payments. Facebook has already confirmed that they are pursuing Wechat's success, venturing into eCommerce. This is o
I played a lot of StarCraft II: Wings of Liberty online when it launched. And by that I mean a lot. I inevitably drifted into watching streams of other players competing in order to improve my game. E
Artificial intelligence is one of the hottest subjects these days, and recent advances in technology make AI even closer to reality than most of us can imagine. The subject really got traction when St
For years, payments has been one of the hottest areas in fintech for several years, and everyone has been lining up to join the party.
Now, hands free innovations from companies like Google and Pay
It is widely acknowledged that the Internet of Things (IoT) will have a huge impact on nearly every industry, and financial services is no exception. Gartner estimates that connected devices will reac
I have been a huge science fiction fan as long as I can remember, and a recurring theme in both science fiction literature and movies is the creation of artificial intelligence. However, the subject i
In a world of decreasing size and rapidly increasing technological development, the financial sector needs to keep up at the same pace. While physical supply chains have improved to keep track of the
These days everyone wants to create the next Uber for anything, and the word "disruption" is mentioned across boardrooms and management meetings in nearly all industries. But while discussing the true
One of the hot topics so far this year is what will become of P2P services and the sharing economy. Last year Airbnb became the largest hotel chain in the world, Uber expanded abroad with large protes
Banking has gone from somewhere you go to something you do. If we are to believe that the sharing economy will shape our future, banking and all financial services will become something that merely ex
With the recent launch of Apple Pay and leaked screenshots of Facebook integrating payments with Facebook Messenger fintech companies, there is a lot of speculation regarding the future of banking. Ba
Not long after the Alibaba IPO, eBay announced that it aims to spin off PayPal as a separately traded company. The rumors of PayPal as an acquisition target are already looming, and one of the contend
One of the big subjects of discussion in the banking industry earlier this year was the publication of the Millennial Disruption Index, stating that millennials view banks as irrelevant and placing tr
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