p2p lending

P2P lender Funding Circle closes flat in London after pricing IPO at the lower end of range and raising £300M

Another fintech startup has made the leap into publicly traded company: Funding Circle, the peer-to-peer lending platform for small and medium businesses that was originally founded in the U.K., opene

Tech will lead to new sub-prime crunch

In October 2016, two leading P2P platforms in the U.S. -- Lending Club and Prosper -- announced a new increase in interest rates for lower-grade loans. The decision was made in order to sustain invest

Enjoy the return and watch for unemployment

Those of us interested in marketplace lending have recently observed many pejorative headlines about P2P lending platforms, which mostly reported on Lending Club’s recent difficulties, but also crit

How new tech can improve the loan process

Anyone who keeps up with the stock market is likely aware that Lending Club is in hot water. Anyone with professional lending experience is likely unphased by this. Even so, peer-to-peer services rema

Alternative lenders aren’t going away, they’re just misunderstood

What a difference a year makes. In 2015, Lending Club was a marketplace-lending leader with a $7 billion market cap, and the media was heralding the approaching tech-enabled lending revolution. Now, w

Boom, bubble or bust for fintech?

The term “fintech” has become all the rage; investors and media can’t stop talking about it. Many people also have been talking about the “bubble” in the tech industry, but could there be a

Fintech is playing the long game

Our team has been actively investing in fintech for the past two years. In addition to reading pitches from hundreds of companies and meeting with dozens, half of our team has worked in the finance se

The mercurial nature of P2P lending

The meteoric rise of e-lending platforms attracted a lot of interest among investors and entrepreneurs. Lending Club and OnDeck have already become public companies, and their competitors, such as Fun

For online lenders, it’s suddenly touch-and-go

A year ago, privately held online lenders like <a target="_blank" href="https://www.prosper.com">Prosper</a>, <a target="_blank" href="https://www.sofi.com/">SoFi</a> and <a target="_blank" href="htt

Making sense of the lending industry’s rapid changes

Lending, one of the biggest industries, is currently undergoing a transformation. As it was with the automobile industry transformation, a number of modern innovators will probably face serious diffic

What Lending Club’s falling share price means for the P2P lending sector

Lending Club, the largest P2P lending platform in the U.S., has seen its share price drop by more than 50 percent since December 10; the price per share on the NASDAQ Stock Market dropped from $14 to

The State Of P2P Lending

P2P lending became one of the hottest industries in fintech -- or any other any industry -- in 2015. Companies raised large venture rounds, investors found unicorns and there were even a couple of IPO

The Evolving Nature Of P2P Lending Marketplaces

In March 2014, The Economist published Banking without banks, declaring that peer-to-peer (P2P) lending platforms were set to disrupt banks and other traditional sources of capital by directly conn

P2P Lending Is Profitable, Even In A Recession

People often ask me how I went from building multiple companies in ad tech, music tech, data analytics and mobile advertising to being a lending fund manager. It didn't happen overnight. In fact, it w

P2P Lending Site Funding Circle Raises $150M Led By DST At A $1B+ Valuation

Time to make way for another startup juggernaut out of the financial world. Funding Circle — a London-based peer-to-peer platform for small businesses to get loans, and investors to put up

Auxmoney Pulls In $16M To Take Its P2P Money-Lending Platform Beyond Germany

Germany's Auxmoney, a peer-to-peer marketplace for lending money, has closed a $16 million Series B funding round, led by Foundation Capital. Partech Ventures and Scott Bommer also participated, alon

With Over $100M Raised, P2P Lending Platform CommonBond Expands To 100 Programs To Help Grad Students Reduce Debt

New York City-based CommonBond launched in late 2012 on a mission to bring the power of person-to-person lending and crowdsourcing to the student debt crisis. With student debt in the U.S. having surp

Zidisha Launches A Kickstarter-Style Micro-Lending Platform For Low-Income Entrepreneurs In Developing Countries

When it comes to lending and borrowing money, banks have long been at the center of the equation. However, with the proliferation of new information technologies, mobile devices and the good old Web,

WeLend Brings Online Social Lending To Hong Kong

Founded by WeLab, a finance startup, <a target="_blank" href="http://www.WeLend.hk">WeLend</a> is the first social lending platform based in Hong Kong. Since launching in early July, WeLab says it has

P2P Lending & Education: CommonBond Launches With $3.5M, Joining SoFi In Quest To Solve The Student Debt Crisis

Piggy-backing on the <a href="https://beta.techcrunch.com/2012/09/11/social-finance-77m-series-b/">recent launch (and massive funding) of SoFi</a>, a new startup is launching today that wants to breat
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