Nik Milanovic

Latest from Nik Milanovic

  • The next revolution will be reclaiming your digital identity Crunch Network

    The next revolution will be reclaiming your digital identity

    An identity is a difficult thing to lose. I found this out the hard way when my passport was stolen while backpacking through Asia and Africa earlier this year. The bureaucratic process to get a new passport gave me a glimpse at how broken our system of identity management is today. Fortunately, technology is on the cusp of a major paradigm shift in the field of identity. Read More

  • China’s ICO ban makes more sense in light of its history with fintech Crunch Network

    China’s ICO ban makes more sense in light of its history with fintech

    China’s decision to freeze fundraising through initial coin offerings continues to roil markets, but the regulatory decision may not be as controversial as the response from the bitcoin community would lead observers to believe. On Monday, the People’s Bank of China announced that it was implementing a freeze on fundraising through ICO’s on Chinese exchanges. (Here is the… Read More

  • An obscure regulatory debate has put the entire U.S. fintech community on edge Crunch Network

    An obscure regulatory debate has put the entire U.S. fintech community on edge

    An obscure request for comments on regulatory standards, released by the Office of the Comptroller of the Currency (OCC) last March, has since evolved into a complex turf war between the states and Washington, DC. Caught in the middle is the entire online finance industry, raising the question of just what a “fintech” business really is. Read More

  • Developing a global financial architecture Crunch Network

    Developing a global financial architecture

    The movement of capital around the globe is of paramount importance to an increasingly globalized society. As companies, workers and jobs become more fluid across permeable borders, it will become increasingly necessary to move money freely without arduous costs or constraints. Yet no comprehensive solution exists today that resolves the issues damming the flow of capital across borders. Read More

  • Life, by subscription Crunch Network

    Life, by subscription

    The American dream is no longer for sale — but it is for rent. We are slowly going through a subtle shift in how the economy is owned and operated, with massive implications. On an average day, you may wake up, shower, dress, drive to work and return home. But the way you do it is changing: Where once you would own the car, the house and the clothes, you now have the option to live life… Read More

  • Africa’s Tech Gold Rush Crunch Network

    Africa’s Tech Gold Rush

    Africa is on the verge of something big. This seems to be a quiet, cautious consensus in some investment communities. The past year has been peppered with stories of tech startup hubs emerging across the continent, from Lagos to Kigali to Agadir. The model of American tech entrepreneurship looks to be slowly sparking a renaissance in the Silicon Sahara. Read More