Matt Heiman

Latest from Matt Heiman

  • Innovation under the hood will rev the engines of a fintech revolution Crunch Network

    Innovation under the hood will rev the engines of a fintech revolution

    New consumer-facing financial applications are being built on top of old banking infrastructure, while other startups are going around financial infrastructure altogether. Together, they are unbundling the roles of banks and other financial incumbents. Read More

  • The last frontier of consumerizing travel lives in the workplace Crunch Network

    The last frontier of consumerizing travel lives in the workplace

    According to a 2014 study by Google, 74 percent of leisure travelers relied on the internet for travel planning. That same study found that 77 percent of business travelers also started their journey online. Yet in many companies, booking travel still involves emailing or calling an actual travel agent, who then books with the airline or hotel. Read More

  • How Android gets to 100% market share Crunch Network

    How Android gets to 100% market share

    Android commands more than 80 percent of the mobile OS market share globally, and just less than 60 percent in the U.S. But you wouldn’t know it here in Silicon Valley — almost everyone I know has an iPhone. As the consumer technology landscape evolves over the next five years, however, there are a number of reasons to believe that Android, and the Google stack more broadly, could… Read More

  • The Evolving Nature Of P2P Lending Marketplaces Crunch Network

    The Evolving Nature Of P2P Lending Marketplaces

    In March 2014, The Economist published Banking without banks´╗┐, declaring that peer-to-peer (P2P) lending platforms were set to disrupt banks and other traditional sources of capital by directly connecting borrowers to individual lenders. In the past few years, the so-called P2P lending industry has certainly experienced tremendous growth, with origination volume doubling annually, reaching… Read More