Nik Milanovic

Founder, This Week in Fintech; General Partner, The Fintech Fund

Nik Milanovic is a fintech and financial inclusion enthusiast, with a decade of work across mobile payments, online lending, credit and microfinance. The opinions expressed in his articles do not reflect those of his employer(s).

Nik Milanovic

It’s time for us to think critically about how we can build business models that reunite information bubbles, so that people consistently get access to all sides of the story.

We need new business models to burst old media filter bubbles

Almost one-third of Americans have some criminal history. The U.S. accounts for 25% of the world’s prison population. Let’s stop ignoring this demographic and build tools that really make the…

Build products that improve the lives of inmates

As the US flirts with extreme market volatility and the possibility of its first recession since 2008, it’s amazing to think how much consumer financial services have changed in that…

Now more than ever we need fintechs to lead on consumer transparency

In a world where people access their financial services through one universal hub, which companies are the best-positioned to win?

Who will the winners be in the future of fintech?

Fintechs are heavily verticalized, recreating the offline branches of financial services by bringing them online and introducing efficiencies, but the next decade will look very different.

Fintech’s next decade will look radically different

Featured Article

Libra’s critics are missing the forest for the trees

Critics of Facebook’s proposed stablecoin are well-intentioned, but they’re missing the forest for the trees.

12:20 pm PST • November 7, 2019
Libra’s critics are missing the forest for the trees
Crypto

What money should be

12:00 pm PDT • June 21, 2019

With the release of the Facebook consortium’s project Libra whitepaper, the internet, tech world, financial services industry and policy circles are all burning with conversation on the project’s potential.

What money should be
Fintech

The Third Age of credit

1:00 pm PDT • March 16, 2018

Society is beginning to wake up to a tremendous shift in one of the most fundamental underpinnings to how we live our lives: the credit system. Even though it’s not…

The Third Age of credit

An identity is a difficult thing to lose. I found this out the hard way when my passport was stolen while backpacking through Asia and Africa earlier this year. The…

The next revolution will be reclaiming your digital identity

China’s decision to freeze fundraising through initial coin offerings continues to roil markets, but the regulatory decision may not be as controversial as the response from the bitcoin community would…

China’s ICO ban makes more sense in light of its history with fintech

An obscure request for comments on regulatory standards, released by the Office of the Comptroller of the Currency (OCC) last March, has since evolved into a complex turf war between…

An obscure regulatory debate has put the entire U.S. fintech community on edge

The movement of capital around the globe is of paramount importance to an increasingly globalized society. As companies, workers and jobs become more fluid across permeable borders, it will become…

Developing a global financial architecture
Startups

Life, by subscription

8:00 am PDT • March 18, 2016

The American dream is no longer for sale — but it is for rent. We are slowly going through a subtle shift in how the economy is owned and operated,…

Life, by subscription
Startups

Africa’s Tech Gold Rush

5:00 pm PST • January 31, 2016

Africa is on the verge of something big. This seems to be a quiet, cautious consensus in some investment communities. The past year has been peppered with stories of tech…

Africa’s Tech Gold Rush