personal finance

  • With $4.3 Million PayJoy Is Ensuring Smartphones Land In The Hands Of The Next 2 Billion

    With $4.3 Million PayJoy Is Ensuring Smartphones Land In The Hands Of The Next 2 Billion

    With Project Loon and Internet.org Companies like Google and Facebook are spending hundreds of millions of dollars each to ensure that everyone on the planet has access to the internet, but with a modest $4.3 million in equity and debt the new startup PayJoy is solving an equally important problem — getting actual smartphones into those people’s hands. Co-founded by Mark Heynen… Read More

  • J.P. Morgan, OnDeck And The Future of Alternative Lending Crunch Network

    J.P. Morgan, OnDeck And The Future of Alternative Lending

    Earlier this month, J.P. Morgan announced a strategic partnership with OnDeck Capital to originate, underwrite, and distribute loans targeted specifically at small businesses. As evidenced by a 28% single-day spike in OnDeck’s share price, this announcement clearly is a big deal to one of the leading FinTech companies today, and has major implications for the future of alternative lending. Read More

  • Trim Will Find Your Subscriptions, Cancel Those You No Longer Want

    Trim Will Find Your Subscriptions, Cancel Those You No Longer Want

    Netflix, Hulu, Amazon Prime, Birchbox, Spotify, HBO NOW, newspapers, box of the month clubs, meal services, and more: The rise of subscription-based commerce means consumers now pay for a number of items on a recurring basis. But even a few dollars spent here and there have a way of adding up, and eating into your household’s budget. A new startup called Trim wants to help you… Read More

  • Leveraging Technology To Make Credit Credible Crunch Network

    Leveraging Technology To Make Credit Credible

    The small-dollar credit (SDC) market — think payday and auto-title lending — is ripe for innovation and disruption. Most of the $44 billion industry consists of high-cost, low-quality products that lead people into cycles of repeat usage and mounting debt. Regulatory burdens, reputational risk and the tough economics of making small loans profitable have limited the supply of… Read More

  • Penny Is A Chat-Based Personal Finance Coach

    Have you ever wondered why being financially responsible can be so difficult? Maybe it’s because most money management tools are too complicated and overwhelming for the average user. Penny, a new personal finance app, is fixing this by giving users personalized financial advice via a simple chat interface. As soon as you open the app for the first time, Penny starts talking to… Read More

  • Records Of 15 Million T-Mobile Customers Swept Up In Experian Hack

    Records Of 15 Million T-Mobile Customers Swept Up In Experian Hack

    T-Mobile announced on Thursday the personal information of about 15 million customers was swept up in a hack on Experian, a vendor that processes the phone company’s credit applications. The breach affects new applicants who required a credit check for service or a new device between September 1 and September 15. Experian said the hack did not affect its consumer credit database. Read More

  • Credit Monitoring And Debt Management Service Credit Sesame Raises $16 Million

    Credit Monitoring And Debt Management Service Credit Sesame Raises $16 Million

    Personal finance company Credit Sesame is announcing today that it has raised an additional $16 million in an oversubscribed Series D round of funding, with plans to raise more – as much as $20 million – in the near future. The company, a prior TechCrunch Disrupt Battlefield participant, was one of the first to market with solutions that allow consumers to monitor their credit… Read More

  • HelloWallet, A One-Time Mint Competitor, Acquired For $52.5 Million

    HelloWallet, A One-Time Mint Competitor, Acquired For $52.5 Million

    Personal finance software provider HelloWallet, a one-time competitor to Intuit’s Mint, has been acquired by investment research provider Morningstar, which was already a minority investor in the company. The acquisition sees HelloWallet sold for $52.5 million. However, Morningstar will pay $39 million because of its previous investment, now valued at $13.5 million, in the… Read More

  • BillGuard Launches Its Personal Finance App On Android And Adds Data Breach Alerts

    BillGuard Launches Its Personal Finance App On Android And Adds Data Breach Alerts

    BillGuard is expanding its reach with the launch of an Android app, and also adding a new feature that will alert users when their cards have been affected by a Target-style data breach. The new BillGuard app, which is available for both Android phones and tablets, builds on all the features that the company had previously built into its iOS app, and adds to them. Read More