fintech

  • A Look At The Marketplace Lending Originator Ecosystem Crunch Network

    A Look At The Marketplace Lending Originator Ecosystem

    At the end of 2015, Canaan hosted its first FinTech Central event, which included a panel that had leaders from across the marketplace lending originator ecosystem. A marketplace lending originator is a company that sells loans online using retail, institutional and bank capital. Over the last few years, marketplace lenders (MPLs) have created massive businesses by providing capital to… Read More

  • Fintech Is Just Getting Started Crunch Network

    Fintech Is Just Getting Started

    In just the first week of trading in 2016, the S&P 500 lost 6 percentage points and more than one trillion dollars in market capitalization. With the worst start in more than a century, the markets seem to be predicting a slow period for the U.S. economy. One segment that I think has the potential to survive, if not thrive, in the expected volatility this year is financial technology. Read More

  • The State Of P2P Lending Crunch Network

    The State Of P2P Lending

    P2P lending became one of the hottest industries in fintech — or any other any industry — in 2015. Companies raised large venture rounds, investors found unicorns and there were even a couple of IPOs. Will 2016 continue this trend, or will the P2P lending bubble finally pop? Read More

  • Is VC The Right Money For Fintech? Crunch Network

    Is VC The Right Money For Fintech?

    Financial technology has never been a more exciting or innovative category — especially in New York City. Oddly, tech is not the driving force in many of these ventures. The Blockchain and Bitcoin notwithstanding, most of what we’re seeing now is financial product evolution and the unbundling of the large bank. Most of these companies could have been built 20 years ago. Read More

  • Online Lending Platform WeLab Gets $160M Series B To Expand In China

    Online Lending Platform WeLab Gets $160M Series B To Expand In China

    WeLab, an online lending platform based in Beijing and Hong Kong, will launch more financial products in China after landing an impressive $160 million Series B. The round was led by Khazanah Nasional Berhad, Malaysia’s strategic investment fund, with participation from ING Bank and Guangdong Technology Financial Group, which is run by the Chinese government. Read More

  • A Global Perspective Of Israeli Tech In 2015 Crunch Network

    A Global Perspective Of Israeli Tech In 2015

    From the Chinese stock market crash that shook global equity markets to the obsession with hunting for unicorns, 2015 was a year filled with volatility and non-traditional capital flowing into the private markets. Israel felt the effects of these global trends. Whether it’s sectors like cyber and fintech heating up or syndications and co-investments leading to increased round sizes… Read More

  • Microinsurance Is The Answer To The Insurance Industry Crunch Network

    Microinsurance Is The Answer To The Insurance Industry

    Let’s be real. The insurance industry has barely evolved since Benjamin Franklin introduced the concept in the late 1700s. You’d think after three hundred years and a market size of $1 trillion in the United States alone, insurance companies like MetLife and AIG would have nailed it. But they haven’t. Instead, they’ve left millions of Americans paying toward… Read More

  • Can Fintech Fix Financial Services? Crunch Network

    Can Fintech Fix Financial Services?

    A review of the new Michael Lewis movie The Big Short describes a scene during the 2008 financial crisis in which renters were “kicked out of their homes because their landlord didn’t pay the mortgage, even though they were making their rent payments in full.” It serves as one of many examples of how our malfunctioning financial system produces fundamentally unfair outcomes. Read More

  • Three Ways To Stay Current In The Financial Services Industry Crunch Network

    Three Ways To Stay Current In The Financial Services Industry

    The financial services industry is a cutthroat market with razor-thin margins, making it one of the toughest industries in which to generate profit. Yet, for fintech startups, it is one of the least chartered, most lucrative sectors. Accenture recently reported that fintech investments grew 201 percent in 2014 compared to the previous year. As a comparison, overall venture capital investments… Read More

  • Israel’s Flourishing Fintech Has Many Fathers Crunch Network

    Israel’s Flourishing Fintech Has Many Fathers

    Israeli finance technology has taken giant leaps in the last few years. Hundreds of local startups are developing new technologies for payment and security solutions, and multinational companies and banks are flocking to Israel for a piece of the action. Much like other tech sectors in Israel, the country’s fintech know-how is largely a byproduct of innovations in other fields, such… Read More

  • A Technology Port In A Market Storm Crunch Network

    A Technology Port In A Market Storm

    Headlines in 2015 have been particularly worrisome for global investors. Yet while we see listed businesses facing a whiplash effect from China, Greece and the Middle East, the news headlines about high-growth technology businesses seemingly couldn’t be more positive. From record-breaking funding rounds in the U.K. and the U.S. and the blossoming U.K. fintech market or the growth of… Read More

  • Fintech’s Five Emerging Powerhouse Markets Are At A Crossroads Crunch Network

    Fintech’s Five Emerging Powerhouse Markets Are At A Crossroads

    Accenture has warned local banking communities in Asia to wake up: It took just nine months for investment in the region’s non-banking fintechs to quadruple from 2014’s $880 million to $3.5 billion. While in developed markets, fintech disrupts financial models by exploiting service gaps between provider and consumer, in emerging markets, fintech is on its way to becoming the… Read More

  • From Flipping Burgers To A $2.25B Fintech Startup

    Klarna co-founder and CEO Sebastian Siemiatkowski took the stage at Disrupt London today to discuss his payment startup and the wider financial tech ecosystem in Europe and in the U.S. Klarna isn’t a household name outside of Europe yet. The company only launched there in September, thanks to a partnership with Overstock.com. Still, Siemiatkowski, who met his co-founder when they worked… Read More

  • The Disruption Of Millennial Investing Crunch Network

    The Disruption Of Millennial Investing

    The media proliferates stories analyzing millennial work ethics, buying patterns and values. With millennials consuming more media than any other generation, it’s always frustrating to see Twitter dominated with stereotypical headlines like “Are Millennials Lazy, Entitled Narcissists?” or “Desperate and In Debt.” You’d think the message would be better… Read More

  • NYC’s FinTech Innovation Lab Exposes FinTech Startups To Wall Street

    NYC’s FinTech Innovation Lab Exposes FinTech Startups To Wall Street

    Now in its sixth year, the NY FinTech Innovation Lab is looking for another batch of fintech startups that want to disrupt Wall Street. Co-founded by Accenture and the Partnership Fund for New York City, the 12-week program helps early fintech startups get exposure to top Wall Street banks. The group is partnered with 15 financial institutions, including American Express, Bank of America… Read More

  • The Two Distinct Types Of Fintech Innovation Crunch Network

    The Two Distinct Types Of Fintech Innovation

    Fintech, the (faintly uncool) term for financial technology, is booming these days. But it’s wrong to think of fintech as a single sector. There are two very distinct types of fintech innovation that entrepreneurs, consumers, investors and regulators need to be able to tell apart. To understand the distinction, it’s helpful to take a look at venture-backed innovation in general. Read More

  • Why Fintech Startups Aren’t Killing Banks — Yet Crunch Network

    Why Fintech Startups Aren’t Killing Banks — Yet

    “Fintech” is one of this year’s most ubiquitous buzzwords; it has spawned any number of colorful infographics about the future of finance and banking. Some of these are merely a collection of logos, while others represent a more structured attempt to classify this new generation of players taking on financial services. All, however, convey the same idea: Tech is coming… Read More

  • How Fintech Can Win On Financial Crime Crunch Network

    How Fintech Can Win On Financial Crime

    Juan Zarate, a former Treasury official and now adviser to Coinbase, writes in his book Treasury’s War that “financial warfare…has started to form a central part of international security strategies.” By understanding the financial networks underpinning drug cartels, terrorist organizations and rogue nations, U.S. law enforcement and the Treasury Department have been… Read More

  • The Rise Of The Smartphone Means The End Of Mobile Wallets From Carriers And Banks Crunch Network

    The Rise Of The Smartphone Means The End Of Mobile Wallets From Carriers And Banks

    A cycle starts when hype of a technology leads to big investments in that technology, which in turn creates more hype. Real-world use of the technology by customers can get lost in the cycle. Investors and vendors in the fintech industry have heaped plenty of hype on “mobile wallets” — products, often built by wireless carriers and banks, with a stored value of money accessed… Read More

  • Are Banks Destined To Become The Next “Dumb Pipes”? Crunch Network

    Are Banks Destined To Become The Next “Dumb Pipes”?

    It seems like there are a lot of folks in the popular media talking about the future of financial services these days. In particular, the growing competition banks face from a new crop of technology companies who are meticulously chipping away at their business by “unbundling” many of their bread-and-butter banking services. Read More

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