Finance

  • What’s next for personal financial services? Crunch Network

    What’s next for personal financial services?

    Already there has been a huge amount invested in fintech in 2016, with investors funding close to $9 billion in January and February alone. It is a sector of innovation that shows no signs of slowing down. If 2015 was the year of the great “Bank Unbundling,” it was also a year that saw the emergence of a new landscape of financial influencers taking a seat at the table. Read More

  • Microsoft’s Q3 misses with EPS of $0.62, revenue in line at $22.1B

    Microsoft’s Q3 misses with EPS of $0.62, revenue in line at $22.1B

    Microsoft today announced earnings for its third financial quarter of 2016. The company reported non-GAAP revenue of $22.1 billion for the last quarter and $0.62 of adjusted earnings per share (EPS) and $0.47 GAAP EPS. Wall Street expected Microsoft to report an EPS of $0.64 on revenue of just under $22.1 billion. Microsoft’s own guidance for the quarter was for revenue to be… Read More

  • Yahoo reports flat earnings amid acquisition talks

    Yahoo reports flat earnings amid acquisition talks

    Wall Street is watching Yahoo today, but not just because of its first quarterly earnings announcement that was reported after the bell. The company is for sale and reportedly has a slew of bidders, including TechCrunch’s parent, Verizon. Yahoo’s Board of Directors has been considering what’s called a “reverse spin,” to separate Yahoo’s core assets from… Read More

  • Banks and fintech in 2025: An unlikely alliance Crunch Network

    Banks and fintech in 2025: An unlikely alliance

    Banking as we know it is in the midst of its first fundamental remaking in centuries. What’s driving this transformation? Two major shifts: our transition to interacting with money digitally instead of physically, which opened finances to tech disruption, and a tech wave that has changed the way consumers define ease and convenience. Read More

  • Making sense of the lending industry’s rapid changes Crunch Network

    Making sense of the lending industry’s rapid changes

    Lending, one of the biggest industries, is currently undergoing a transformation. As it was with the automobile industry transformation, a number of modern innovators will probably face serious difficulties, some will merge with competitors and some will just disappear. Read More

  • Climb Credit looks to transform student lending with a new business model based on graduate success

    Climb Credit looks to transform student lending with a new business model based on graduate success

    The U.S. is facing a crisis in higher education. Once the ticket to the middle class life at the center of the fabled “American Dream”, the college and university experience is now under attack from all sides. Education has become pricier, while graduates are less prepared for jobs in either the white collar or blue collar workforce. Read More

  • The delayed revolution in digital financial services Crunch Network

    The delayed revolution in digital financial services

    Technology has transformed how we work, communicate and travel. In contrast, modern digital technology has not yet transformed financial services. Open data is the key to change in this sector of the economy. The time has come for the financial services industry to join the open data revolution. Read More

  • Crowdfunder launches a VC fund for the crowd

    Crowdfunder launches a VC fund for the crowd

    Angel investors who wish they could invest alongside top-shelf VCs like Andreessen Horowitz, Greylock and 500 Startups finally have an opportunity to do just that. Crowdfunder today announced the world’s first VC Index Fund, which enables smaller investors to get involved with much bigger deals while still being able to spread their investment risk. Read More

  • Fintech’s $138 billion opportunity Crunch Network

    Fintech’s $138 billion opportunity

    Fintech is in the midst of a golden age of investment and innovation. According to KPMG and CB Insights, investments in fintech startups doubled between 2014 and 2015, to $14 billion. However, comparatively little of this money has been focused on the $138 billion market opportunity to disrupt alternative financial services in the United States. This lack of focus is damaging… Read More

  • From the streets to The Street Crunch Network

    From the streets to The Street

    The past several months have brought a string of terror attacks and violent incidents, which not only claim lives but cause worldwide feelings of fear and vulnerability. It seems that groups of terrorists like ISIS can strike when and where they want. As the authorities ramp up surveillance, such attackers simply adapt and change their tactics. They have learned to be patient and to leave… Read More