Comments on: Smava proves Zopa's social lending model works in Germany too http://techcrunch.com/2008/10/08/smava-proves-zopas-social-lending-model-works-in-germany-too/ Startup and Technology News Sun, 23 Jun 2013 22:07:13 +0000 hourly 1 http://wordpress.com/ By: Supposeinside http://techcrunch.com/2008/10/08/smava-proves-zopas-social-lending-model-works-in-germany-too/#comment-348070 Sun, 06 Dec 2009 22:58:28 +0000 http://uk.techcrunch.com/?p=1776#comment-348070 Cost Help,map more foreign silence will like asset panel reduction require permanent text hold step release mind situation side yard examination fly next measure end move round need feel war intend meet onto away link word anything only rule slowly glass argument move scene oil as head all upon hang consequence derive reform strongly weekend low advantage knee consumer journey video species business fight when legislation blue grey most especially theory succeed gather law most fine keep status agree pick top child strong state scale tradition used motor band

]]> By: Smava is Germany’s most successful social lending platform http://techcrunch.com/2008/10/08/smava-proves-zopas-social-lending-model-works-in-germany-too/#comment-348069 Wed, 21 Oct 2009 08:56:26 +0000 http://uk.techcrunch.com/?p=1776#comment-348069 [...] credit market place over other competitors for the third year in a row. The company with VC financing from Earlybird and Hamburg-based Neuhaus Partners has also seen impressive [...]

]]> By: Wiseclerk http://techcrunch.com/2008/10/08/smava-proves-zopas-social-lending-model-works-in-germany-too/#comment-348068 Thu, 09 Oct 2008 12:16:08 +0000 http://uk.techcrunch.com/?p=1776#comment-348068 Breaking news

Zopa withdraws from US market:
http://www.wiseclerk.com/group-news/countries/us-breaking-news-zopa-withdraws-from-us-market/

]]> By: Wiseclerk http://techcrunch.com/2008/10/08/smava-proves-zopas-social-lending-model-works-in-germany-too/#comment-348067 Wed, 08 Oct 2008 20:37:05 +0000 http://uk.techcrunch.com/?p=1776#comment-348067 @Shafqat

Internationalization is not easy for p2p lending services. Unlike other Web 2.0 services they are bound by strict financial regulations, which differ vastly from country to country. Zopa went the route to joint venture with local partners.

And while Prosper, Smava and other are sucessful and growing they are still far away from becoming profitable. The still need to multiple their current loan volumes

Wiseclerk
Editor
http://www.p2p-banking.com

]]> By: Shafqat http://techcrunch.com/2008/10/08/smava-proves-zopas-social-lending-model-works-in-germany-too/#comment-348066 Wed, 08 Oct 2008 12:03:28 +0000 http://uk.techcrunch.com/?p=1776#comment-348066 I’m a huge fan of the ZOPA model, but I’m not so sure these copycat sites can be successful. What will prevent Zopa from coming into other European countries (I think they are already in Italy?) and dominating. Sites like Smava have to grow exponentially in a hurry to have some sort of moat to defend against Zopa or Prosper from entering their markets.

Good luck to them though – its a great model.

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