California’s oldest bank operating under its original charter is also a leader in banking technology innovation. The Bank of Stockton has announced that it will work with ClairMail, Inc., a provider of 2-way mobile phone-based customer interaction. Customers of the Bank of Stockton will be able to use their mobile phones to check balances, view account history and even conduct transactions such as fund transfers, while also being altered to low balances or check overdrafts. Mobile payments can be paid by mobile devices, and customers can even get into the call center queue without waiting on hold by messaging their bank. About the only thing it doesn’t seem able to do is get quarters for laundry day!