Cingular is looking to break new ground by offering its customers the ability to do their banking via a mobile phone. Apparently Cingular is currently beta-testing this new program which would enable customers to check their account balance, transfer funds, and pay bills with their phone. However Cingular has no firm deals made with banks, which means it could be Wachovia, it could be Bank of America, it could be both. Who knows? Cingular hopes to get the ball moving so that the service is available sometime in 2007.